401k Limits 2025 Include Employer Match Limit. Employer matches don’t count toward this limit and can be quite generous. In 2025, the irs has forecasted an increase in the 401(k) elective deferral limit to $24,000, up by $1,000 from the current limit.

The biggest way to avoid any 401(k) fee concerns is to start by building your emergency fund. Additionally, the total contribution limit for defined.